@font-face{font-family:'Inter';font-style:normal;font-weight:400;font-display:swap;src:url(fonts/inter-400.ttf) format('truetype')}
@font-face{font-family:'Inter';font-style:normal;font-weight:600;font-display:swap;src:url(fonts/inter-600.ttf) format('truetype')}
@font-face{font-family:'Inter';font-style:normal;font-weight:700;font-display:swap;src:url(fonts/inter-700.ttf) format('truetype')}
@font-face{font-family:'Montserrat';font-style:normal;font-weight:700;font-display:swap;src:url(fonts/montserrat-700.ttf) format('truetype')}
@font-face{font-family:'Montserrat';font-style:normal;font-weight:800;font-display:swap;src:url(fonts/montserrat-800.ttf) format('truetype')}
:root{--bg:#080808;--panel:#121212;--card:#191919;--text:#f8f8f8;--muted:#b4b4b4;--line:#343434;--accent:#fc7d0b;--blue:#1795e6;--radius:16px;--content:1200px;--font:'Inter','Helvetica Neue',Arial,Helvetica,sans-serif;--font-display:'Montserrat','Inter','Helvetica Neue',Arial,sans-serif}
*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:95px}body{margin:0;background:var(--bg);color:var(--text);font-family:var(--font);font-size:17px;line-height:1.65}a{color:inherit;text-decoration-thickness:1px;text-underline-offset:4px}button,input,select{font:inherit}button,a,input,select,summary{-webkit-tap-highlight-color:transparent}button{cursor:pointer}button:disabled{cursor:not-allowed;opacity:.5}a:hover{color:var(--accent)}:focus-visible{outline:3px solid var(--accent);outline-offset:4px}::selection{background:var(--accent);color:#000}img{max-width:100%;height:auto}h1,h2,h3{font-family:var(--font-display);line-height:1.08;letter-spacing:-.025em;margin:0 0 20px;font-weight:800}h1{font-size:clamp(38px,5.7vw,70px);max-width:980px}h2{font-size:clamp(27px,3.2vw,38px)}h3{font-size:23px}p{margin:0 0 20px}strong{font-weight:750;color:#fff}small{font-size:13px}.wrap{max-width:var(--content);margin:auto;padding:0 28px}.skip{position:fixed;top:-100px;background:var(--accent);color:black;padding:12px;z-index:100}.skip:focus{top:0}.topbar{border-bottom:1px solid var(--line);background:rgba(8,8,8,.97);position:sticky;top:0;z-index:30}.headrow{height:78px;display:flex;align-items:center;justify-content:space-between;gap:20px}.wordmark{display:flex;align-items:center;gap:13px;text-decoration:none;line-height:1.15}.brand-md{height:30px;width:auto;display:block;flex:none}.brand-divider{width:1px;height:26px;background:var(--line);display:block;flex:none}.brand-text{font-size:13px;letter-spacing:.12em;font-weight:800}.brand-text span{display:block;font-size:11px;letter-spacing:.12em;font-weight:400;margin-top:5px;color:var(--muted)}.nav{display:flex;align-items:center;gap:22px;font-size:14px}.nav a{text-decoration:none;color:var(--muted)}.nav a[aria-current=page]{color:white;border-bottom:2px solid var(--accent);padding:26px 0}.nav-more{position:relative}.nav-more summary{cursor:pointer;color:var(--muted)}.nav-more div{position:absolute;right:0;top:37px;min-width:220px;border:1px solid var(--line);background:var(--panel);border-radius:12px;padding:12px;box-shadow:0 15px 45px #000}.nav-more a{display:block;padding:10px}.nav-toggle{display:none;background:transparent;border:1px solid var(--line);color:white;border-radius:8px;padding:8px 14px;min-height:44px}.eyebrow{font-size:12px;letter-spacing:.16em;text-transform:uppercase;color:var(--accent);font-weight:700;margin-bottom:19px}.hero{padding:65px 0 38px}.hero .lede{max-width:760px;color:var(--muted);font-size:20px;line-height:1.55}.accent{color:var(--accent)}.meta-strip{display:flex;flex-wrap:wrap;gap:18px;color:var(--muted);font-size:12px;letter-spacing:.02em}.badge{display:inline-flex;border:1px solid var(--line);border-radius:5px;padding:3px 8px;font-size:11px;letter-spacing:.08em;text-transform:uppercase;font-weight:600}.badge.assumed{color:var(--accent);border-color:#725023}.rule{height:1px;background:var(--line);margin:25px 0}.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;text-decoration:none;border:1px solid var(--line);border-radius:9px;padding:11px 18px;min-height:46px;background:var(--panel);color:white;font-size:14px;font-weight:600}.btn:hover{background:#242424;color:white}.btn-primary{background:var(--accent);color:#080808;border-color:var(--accent)}.btn-primary:hover{background:#ffad41;color:#000}.actions{display:flex;flex-wrap:wrap;gap:10px}.muted{color:var(--muted)}.small{font-size:13px}.section{margin:58px 0}.panel{background:var(--panel);border:1px solid var(--line);border-radius:var(--radius);padding:25px}.two-col{display:grid;grid-template-columns:1fr 1fr;gap:24px}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.education-card{display:flex;flex-direction:column;text-decoration:none;padding:25px;background:var(--panel);border:1px solid var(--line);border-radius:var(--radius);min-height:200px}.education-card:hover{border-color:var(--accent)}.education-card .number{color:var(--accent);font-size:12px;letter-spacing:.12em;margin-bottom:20px}.education-card h3{font-size:23px}.education-card p{font-size:15px;color:var(--muted);margin-bottom:0}.education-card .arrow{margin-top:auto;padding-top:20px;color:var(--accent)}.note{border-left:3px solid var(--accent);padding:14px 20px;background:#17130e;color:var(--muted);font-size:14px;margin:24px 0}.note strong{color:white}.tabs{display:flex;gap:5px;padding:5px;border:1px solid var(--line);border-radius:11px;background:#090909}.tabs button{flex:1;min-height:44px;border:0;border-radius:7px;background:transparent;color:var(--muted);padding:8px 16px;font-size:14px}.tabs button[aria-selected=true]{background:var(--accent);color:#000;font-weight:700}.calculator-shell{border:1px solid var(--line);border-radius:20px;background:var(--panel);padding:28px;margin-bottom:20px}.calc-top{display:grid;grid-template-columns:1fr auto;gap:25px;align-items:start;margin-bottom:22px}.calc-top h2{font-size:25px;max-width:none;margin:0 0 10px}.field-label{display:block;font-size:13px;font-weight:700;margin-bottom:6px}.select{background:#0c0c0c;color:white;border:1px solid var(--line);border-radius:8px;padding:10px 36px 10px 12px;min-height:46px;max-width:100%;width:100%;font-size:14px}option{background:#161616;color:white}.macro-row{display:grid;grid-template-columns:330px 1fr;gap:20px;align-items:end;margin-bottom:22px}.macro-row p{font-size:13px;line-height:1.5;margin:0;color:var(--muted)}.preset-row{display:flex;flex-wrap:wrap;gap:8px;align-items:center;margin:18px 0}.preset{min-height:43px;font-size:13px;background:transparent;color:var(--muted);border:1px solid var(--line);padding:8px 14px;border-radius:25px}.preset[aria-pressed=true]{color:#fff;border-color:var(--accent);background:#2a1d0d}.preset-description{font-size:12px;color:var(--muted);min-height:20px;margin:0 0 18px}.milestones{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px}.milestone{background:#0b0b0b;border:1px solid var(--line);border-radius:13px;padding:20px;min-width:0}.milestone .year{font-size:30px;letter-spacing:-.04em;font-weight:750}.milestone .pie{font-size:12px;color:var(--muted);margin:2px 0 20px}.milestone .share-label{font-size:13px}.control-line{display:grid;grid-template-columns:minmax(70px,1fr) 86px;align-items:center;gap:13px;margin:10px 0}.number-wrap{position:relative}.number-wrap span{position:absolute;right:11px;top:50%;transform:translateY(-50%);font-size:13px;color:var(--muted);pointer-events:none}.pct{width:100%;color:white;background:var(--panel);border:1px solid var(--line);border-radius:7px;min-height:45px;padding:8px 27px 8px 9px;font-size:16px;appearance:textfield}.pct::-webkit-inner-spin-button{appearance:none}.pct[aria-invalid=true]{border-color:#f11212}.range{accent-color:var(--accent);min-width:0;width:100%;height:30px;cursor:pointer}.input-error{font-size:12px;color:#ffb8b8;min-height:20px;line-height:1.3}.bigprice{font-size:clamp(27px,3.4vw,39px);letter-spacing:-.04em;line-height:1.2;color:var(--accent);font-weight:750;margin:3px 0 5px}.exactprice{font-size:11px;color:var(--muted);margin-bottom:18px}.statlabel{color:var(--muted);font-size:11px;text-transform:uppercase;letter-spacing:.08em}.details{margin:15px 0 0;font-size:12px}.details div{display:flex;justify-content:space-between;gap:10px;margin-top:7px}.details dt{color:var(--muted)}.details dd{margin:0;white-space:nowrap}.sharebar{height:8px;background:#3c3c3c;border-radius:10px;overflow:hidden;margin:12px 0 5px}.sharebar span{height:100%;display:block;background:var(--accent);transition:width .12s linear}.sharebar-labels{display:flex;justify-content:space-between;font-size:10px;color:var(--muted);gap:10px}.calculator-toolbar{display:flex;justify-content:space-between;gap:14px;align-items:center;flex-wrap:wrap;margin-top:20px}.calculator-toolbar p{margin:0;color:var(--muted);font-size:12px}.advanced-head{display:grid;grid-template-columns:180px 1fr;gap:22px;align-items:center;margin-bottom:16px}.advanced-output{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;background:#080808;border:1px solid var(--line);border-radius:13px;padding:22px;margin:18px 0}.advanced-output strong{display:block;font-size:29px;color:var(--accent);line-height:1.3}.category-grid{display:grid;grid-template-columns:1fr 1fr;gap:14px}.category-card{padding:16px;border:1px solid var(--line);border-radius:10px;background:#0b0b0b}.category-card .category-head{display:flex;justify-content:space-between;align-items:baseline;gap:10px}.category-head h3{font-size:16px;margin:0}.category-head span{font-size:12px;color:var(--muted)}.category-detail{font-size:12px;color:var(--muted)}.category-detail strong{font-weight:500}.equation-band{background:#181109;border-top:1px solid #4e3517;border-bottom:1px solid #4e3517;padding:20px 0;margin:40px 0;font-size:19px}.equation-band .wrap{display:flex;flex-wrap:wrap;gap:8px;align-items:center}.equation-band .op{color:var(--accent);font-size:25px;padding:0 8px}.reading-layout{display:grid;grid-template-columns:230px minmax(0,1fr);gap:45px;margin-top:20px}.toc{position:sticky;top:112px;align-self:start;font-size:13px;border-top:1px solid var(--line);padding-top:17px}.toc .toc-title{color:var(--accent);text-transform:uppercase;letter-spacing:.12em;font-size:11px;margin-bottom:15px}.toc a{display:block;text-decoration:none;color:var(--muted);padding:8px 0;line-height:1.45}.article{max-width:875px;min-width:0}.article section{padding:30px 0;border-top:1px solid var(--line);scroll-margin-top:110px}.article section:first-child{padding-top:0;border:0}.article p{color:#d4d4d4}.article h2{font-size:31px;margin-bottom:20px}.article h3{font-size:21px}.article .formula{padding:20px;background:#19150e;border:1px solid #4e3517;border-radius:10px;color:#ffb85e;font-size:16px;font-family:ui-monospace,Consolas,monospace;line-height:1.7;overflow-wrap:anywhere;margin:23px 0}.citations{display:inline}.cite{display:inline-block;font-size:10px;font-weight:600;color:var(--accent);text-decoration:none;margin-right:6px;line-height:1.3;overflow-wrap:anywhere}.table-wrap{max-width:100%;overflow-x:auto;margin:24px 0;border:1px solid var(--line);border-radius:10px}.table-wrap:focus{outline:1px solid var(--accent)}table{border-collapse:collapse;width:100%;font-size:13px}thead{background:#222}th{text-align:left;color:#fff;font-weight:600}th,td{padding:13px 14px;border-bottom:1px solid var(--line);vertical-align:top;line-height:1.55}td{color:#d3d3d3}tbody tr:last-child td{border-bottom:0}.table-wrap th{white-space:normal}figure{margin:28px 0;border:1px solid var(--line);border-radius:12px;padding:12px;background:#fefefe}figure img{display:block;width:100%}figcaption{color:#414141;font-size:12px;line-height:1.55;padding:10px 8px 3px}.callout{padding:23px;border-left:3px solid var(--accent);background:#15120e;margin:24px 0}.callout p{margin:10px 0 0}.flow{display:flex;flex-direction:column;gap:10px;margin:25px 0}.flow>div{border:1px solid var(--line);border-radius:8px;padding:13px 17px;font-size:14px}.flow>div:not(:last-child)::after{content:' ↓';color:var(--accent);float:right}.flow .crosscheck{border-style:dashed;color:var(--muted)}.next-read{display:flex;justify-content:space-between;gap:25px;padding:28px 0;border-top:1px solid var(--line);margin-top:28px}.next-read a{font-size:14px}.footer{border-top:1px solid var(--line);margin-top:70px;padding:36px 0 44px;color:var(--muted);font-size:12px}.footer-row{display:flex;justify-content:space-between;gap:35px}.footer p{max-width:750px}.footer-links{display:flex;flex-wrap:wrap;gap:18px;margin:18px 0}.source-toolbar{display:flex;gap:16px;align-items:center;margin-bottom:24px}.search{width:100%;background:var(--panel);color:#fff;border:1px solid var(--line);border-radius:10px;min-height:48px;padding:11px 16px}.source-card{border-top:1px solid var(--line);padding:25px 0;scroll-margin-top:105px}.source-card h2{font-size:23px;margin:9px 0 13px}.source-card p{font-size:14px;color:var(--muted);margin-bottom:12px}.source-card .source-id{font-size:11px;letter-spacing:.08em;color:var(--accent)}.source-card .source-meta{font-size:12px;color:var(--muted)}.source-card a{overflow-wrap:anywhere}.source-url{font-size:12px;color:var(--accent)}.downloads-grid{display:grid;grid-template-columns:1fr 1fr;gap:20px}.download-card{padding:25px;border:1px solid var(--line);border-radius:16px;background:var(--panel)}.download-card p{color:var(--muted);font-size:15px}.download-card h2{font-size:25px}.chart-gallery{display:grid;grid-template-columns:1fr 1fr;gap:20px}.chart-gallery figure{margin:0}.chart-gallery a{font-size:12px;color:#111}.visually-hidden{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}[hidden]{display:none!important}
@media(max-width:1100px){.nav{gap:14px;font-size:13px}.reading-layout{grid-template-columns:190px minmax(0,1fr);gap:30px}.bigprice{font-size:31px}.calc-top{grid-template-columns:1fr auto}}
@media(max-width:850px){.nav-toggle{display:block}.nav{display:none;position:absolute;top:78px;left:0;right:0;background:#101010;padding:20px 28px;border-bottom:1px solid var(--line);flex-direction:column;align-items:stretch;gap:0;max-height:80vh;overflow-y:auto}.nav.open{display:flex}.nav a,.nav a[aria-current=page]{padding:10px 0;display:block;border:0}.nav-more div{position:static;box-shadow:none;border:0;padding:0 0 0 18px;background:transparent}.nav-more summary{padding:10px 0}.reading-layout{grid-template-columns:1fr}.toc{position:static;display:block;margin-bottom:5px}.toc a{display:inline-block;padding:6px 13px 6px 0}.milestones{grid-template-columns:1fr}.milestone{display:grid;grid-template-columns:1fr 1fr;gap:0 30px}.milestone .card-top{grid-column:1/-1}.milestone .details{grid-column:2;grid-row:2/5}.milestone .bigprice{font-size:38px}.calc-top{grid-template-columns:1fr}.calc-top .tabs{max-width:400px}.cards{grid-template-columns:1fr 1fr}.macro-row{grid-template-columns:1fr}.advanced-output{grid-template-columns:1fr 1fr}.advanced-output>div:last-child{grid-column:1/-1}.hero{padding-top:45px}.article{max-width:none}}
@media(max-width:560px){.wrap{padding:0 18px}.hero{padding:36px 0 26px}.hero .lede{font-size:18px}h1{font-size:39px}.headrow{height:72px}.nav{top:72px;padding:15px 20px}.brand-text{font-size:12px}.brand-text span{font-size:10px}.brand-mark{width:29px;height:29px;font-size:20px}.calculator-shell{padding:17px;border-radius:14px}.milestone{display:block;padding:19px}.milestone .bigprice{font-size:40px}.details div{font-size:13px}.calc-top{gap:14px}.tabs button{padding:7px 12px}.cards,.two-col,.category-grid,.downloads-grid,.chart-gallery{grid-template-columns:1fr}.panel{padding:19px}.preset{padding:8px 11px;font-size:12px}.advanced-head{grid-template-columns:1fr}.advanced-output{gap:15px;padding:18px}.advanced-output strong{font-size:25px}.equation-band{font-size:15px;line-height:1.8}.equation-band .op{font-size:18px;padding:0 3px}.article h2{font-size:28px}.article{font-size:16px}.article .formula{font-size:13px;padding:15px}.table-wrap table{font-size:12px}th,td{padding:10px}.footer-row{display:block}.footer{margin-top:40px}.source-toolbar{display:block}.source-toolbar .btn{margin-top:10px}.section{margin:42px 0}.next-read{flex-direction:column}.meta-strip{gap:8px 15px}.flow>div{font-size:13px}.wordmark{gap:8px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}}
@media print{.topbar,.footer,.toc,.next-read,.actions,.calculator-toolbar{display:none}body{background:white;color:#111}.wrap{padding:0}.article p,td,strong{color:#111}.reading-layout{display:block}.article{max-width:none}.hero{padding-top:0}.table-wrap{overflow:visible}.cite{color:#555}section{break-inside:auto}figure{break-inside:avoid}.calculator-shell{border:1px solid #aaa}.milestone{break-inside:avoid}}
.wrap.section{margin-left:auto;margin-right:auto}
/* Basket-composition donut widget */
.basket-widget{border:1px solid var(--line);border-radius:var(--radius);background:var(--panel);padding:22px;margin:28px 0}
.basket-toolbar{display:flex;flex-wrap:wrap;gap:14px 26px;align-items:flex-end;justify-content:space-between;margin-bottom:22px}
.basket-tabs{display:inline-flex;gap:6px;background:var(--card);border:1px solid var(--line);border-radius:999px;padding:5px}
.basket-tab{background:transparent;border:0;color:var(--muted);padding:8px 18px;border-radius:999px;font-size:14px;font-weight:700;letter-spacing:.03em}
.basket-tab[aria-selected=true]{background:var(--accent);color:#000}
.basket-controls{display:flex;flex-wrap:wrap;gap:16px 24px;align-items:flex-end}
.basket-field{font-size:11px;letter-spacing:.09em;text-transform:uppercase;color:var(--muted);display:block}
.basket-select{margin-top:7px;display:block;background:var(--card);color:var(--text);border:1px solid var(--line);border-radius:9px;padding:9px 11px;font-size:14px;max-width:250px}
.basket-presets{display:flex;flex-wrap:wrap;gap:7px;margin-top:7px}
.basket-preset{background:var(--card);border:1px solid var(--line);color:var(--muted);border-radius:999px;padding:8px 14px;font-size:12.5px}
.basket-preset[aria-pressed=true]{border-color:var(--accent);color:#fff;background:#241505}
.basket-preset:disabled{opacity:.4}
.basket-body{display:grid;grid-template-columns:minmax(0,380px) minmax(0,1fr);gap:26px;align-items:start}
.basket-figure{margin:0;border:0;padding:0;background:none}
.basket-head{font-size:14px;color:var(--muted);margin-bottom:8px}
.basket-head b{color:var(--accent);font-size:15px}
.basket-donut-svg{display:block;width:100%;max-width:360px;height:auto;margin:0 auto}
.basket-slice{transition:opacity .15s ease}
.basket-slice.dim,.basket-row.dim{opacity:.28}
.basket-slice-btc{stroke:#f7931a;stroke-width:1.5}
.basket-center-1{font:800 27px 'Helvetica Neue',Arial,sans-serif;fill:#f8f8f8}
.basket-center-2{font:400 12px 'Helvetica Neue',Arial,sans-serif;fill:#b4b4b4}
.basket-note{color:var(--muted);font-size:12.5px;line-height:1.55;text-align:center;padding:14px 6px 2px}
.basket-legend-head,.basket-row{display:grid;grid-template-columns:minmax(0,1fr) 74px 84px;gap:10px;align-items:center}
.basket-legend-head{font-size:11px;letter-spacing:.09em;text-transform:uppercase;color:var(--muted);padding:0 0 10px;border-bottom:1px solid var(--line)}
.basket-legend-head span:nth-child(2),.basket-legend-head span:nth-child(3){text-align:right}
.basket-legend ul{list-style:none;margin:0;padding:0}
.basket-row{padding:12px 0;border-bottom:1px solid var(--line);transition:opacity .15s ease;cursor:default}
.basket-row-name{display:flex;align-items:center;gap:9px;font-size:14px;font-weight:600}
.basket-row-name i{width:13px;height:13px;border-radius:3px;flex:none;display:block}
.basket-row-btc .basket-row-name{color:var(--accent)}
.basket-row-share{text-align:right;font-size:13px;color:var(--muted);font-variant-numeric:tabular-nums}
.basket-row-value{text-align:right;font-size:14px;font-weight:700;font-variant-numeric:tabular-nums}
.basket-bar{grid-column:1/-1;height:6px;background:#232323;border-radius:99px;overflow:hidden;margin-top:9px}
.basket-bar i{display:block;height:100%;border-radius:99px}
@media(max-width:850px){.basket-body{grid-template-columns:1fr}.basket-donut-svg{max-width:320px}}
@media(max-width:560px){.basket-widget{padding:16px}.basket-toolbar{gap:14px}.basket-tab{padding:7px 13px;font-size:13px}.basket-legend-head,.basket-row{grid-template-columns:minmax(0,1fr) 62px 76px;gap:8px}.brand-md{height:24px}.brand-divider{height:20px}.brand-text{font-size:10px}}
/* Brand typography + Market Disruptors lockup */
.eyebrow,.brand-text,.badge,.preset,.basket-tab,.basket-preset,.statlabel,.milestone .year{font-family:var(--font-display)}
.basket-center-1{font-family:var(--font-display)}
.basket-center-2{font-family:var(--font)}
.brand-text{font-family:var(--font-display);font-size:12px;letter-spacing:.15em;font-weight:700;color:#fff;line-height:1.2}
.footer-brands{display:flex;align-items:center;gap:20px;flex-wrap:wrap;margin:0 0 16px}
.footer-brands img{height:26px;width:auto;display:block}
@media(max-width:560px){.footer-brands{gap:14px}.footer-brands img{height:22px}}